You might have spent a sleepless night or two worried about getting a car loan, especially if you have bad credit. However, don't worry, there is hope! The fact is that many people have less than perfect credit, and there are mechanisms in place to help you get an auto loan. Toronto Auto Group is here to help; we have 6 locations across Ontario and one located in Toronto. There is no doubt that bad credit can impact your ability to qualify for a car loan. However, this is not the end of the story. In other words, bad credit isn't the end of your options, as you can still get a car loan even with a less than perfect credit history.

Your credit score is an indicator that tells the car loan company, banks and other lenders what kind of general risk you are and thus what interest rate you should be accessed. Issues such as late or missed payments, bankruptcy and other negative factors do play a role. Since we specialize in bad credit car loan and place more importance on your current situation and less importance on your credit history, they are very successful at approving car loans at very competitive rates.


Over the last few years, car loans have become increasingly competitive and this holds true for the realm of guaranteed auto loans for bad credit as well. Car loan companies have come to realize the tremendous potential in this market and want your business!
Apply today for a Toronto car loan and we will approve your loan with surprising speed. This process will take less than 24 hours and often you will get results the same day!

Toronto Auto Group Authorized Finance Centers are the Fastest Growing Lending Centers in Ontario. We have all of Ontario's credit and vehicle needs covered. Whether you're in Toronto, North York, Vaughan, or anywhere else in the GTA we can help!
Our Specialists have the tools and experience needed to not just get you approved but to get you the best approval possible in Toronto!

Your partnership with us doesn't end once you drive off the lot, not at all. Toronto Auto Group calls it a partnership because we have promised to get you the best possible rate and term.
Assuming the rate you received is higher than prime, we will be aggressively working on getting your car loan interest rate down and in ten to twelve months your credit will have begun to heal. Assuming you have made all your payments on time you will qualify for a better rate! Guaranteed! 

We have over 600 used vehicles Ontario-wide to choose from and over 15 years in the business.

Toronto Auto Group specializes in customers with bad credit, no credit, bankruptcy, credit counseling, proposal, divorce, and repossessions. We also handle customers that are new to the country or receive payment through cash and tips, No application will be refused